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DIAVLIA

How to Insure Your Diamond Jewelry

May 2025 · Diavlia · 1 min read

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How to Insure Your Diamond Jewelry

Your diamond jewelry is both an emotional and financial investment. Protecting it with proper insurance gives you peace of mind.

Types of Coverage

  • Homeowners/Renters rider — Add jewelry to your existing policy
  • Standalone jewelry insurance — Specialized coverage from companies like Jewelers Mutual

What to Document

  • Certificate of Authenticity (included with every Diavlia purchase)
  • Purchase receipt
  • Detailed photographs
  • Appraisal (for high-value pieces)

Cost

Jewelry insurance typically costs 1-2% of the item value per year. A $3,000 ring would cost approximately $30-60/year to insure.

Every Diavlia piece comes with certification and documentation that makes the insurance process straightforward.

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